/house-solid%20copy.svg "Care Source Solutions Logo"){kind=small}
LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Simple Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Simple Inflation
|
Not Included
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$16.20
$16.20
$16.20
$16.20
$16.20
$16.20
$16.20
$16.20
$16.20
$16.20
$16.20
$16.20
$16.20
$16.50
$17.10
$17.40
$18.00
$18.60
$19.50
$20.10
$21.00
$21.60
$22.80
$23.70
$24.60
$25.80
$27.30
$28.50
$30.00
$31.50
$33.60
$36.00
$38.70
$41.70
$44.70
$47.40
$50.10
$53.40
$56.70
$60.30
$64.80
$69.90
$75.60
$82.50
$90.30
$97.50
$105.30
$117.30
$125.70
$139.80
$151.80
$164.40
$178.80
$195.90
$217.20
$239.70
$264.60
$300.60
$335.40
$377.10
$415.80
$459.30
$504.30
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation
|
Not Included
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$32.40
$32.40
$32.40
$32.40
$32.40
$32.40
$32.40
$32.40
$32.40
$32.40
$32.40
$32.40
$32.40
$33.00
$34.20
$34.80
$36.00
$37.20
$39.00
$40.20
$42.00
$43.20
$45.60
$47.40
$49.20
$51.60
$54.60
$57.00
$60.00
$63.00
$67.20
$72.00
$77.40
$83.40
$89.40
$94.80
$100.20
$106.80
$113.40
$120.60
$129.60
$139.80
$151.20
$165.00
$180.60
$195.00
$210.60
$234.60
$251.40
$279.60
$303.60
$328.80
$357.60
$391.80
$434.40
$479.40
$529.20
$601.20
$670.80
$754.20
$831.60
$918.60
$1,008.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation
|
Not Included
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$42.60
$42.60
$42.60
$42.60
$42.60
$42.60
$42.60
$42.60
$42.60
$42.60
$42.60
$42.60
$42.60
$43.80
$45.60
$46.80
$48.60
$51.00
$52.80
$55.20
$57.60
$60.00
$62.40
$65.40
$68.40
$72.00
$75.60
$79.20
$83.40
$87.60
$93.60
$100.80
$108.00
$115.20
$123.00
$129.60
$136.20
$144.60
$153.00
$161.40
$172.80
$185.40
$199.80
$217.80
$237.00
$255.60
$274.80
$305.40
$326.40
$362.40
$391.80
$423.00
$459.00
$502.20
$555.60
$612.60
$676.20
$768.60
$856.80
$960.60
$1,057.80
$1,166.40
$1,278.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov